Mortgage Refinancing  
During the past few years, record numbers of Americans have refinanced their home mortgages as a result of historically low interest rates. This calculator is designed to help you determine whether you should consider refinancing your mortgage.
     

1. What is the principal balance remaining on your current mortgage (from your last statement)?

$

2. What is the annual interest rate on your current mortgage?

%

3. How many years remain on your current mortgage?

4. What will the annual interest rate be on your new mortgage?

%

5. What will the term be (in years) of the new mortgage?

6. What will the loan origination fee and closing costs be (in percentage terms) on the new mortgage? (These are typically charged by the lender to process your loan. 1 point = 1 percent)

%

7. How many discount points (in percentage terms) will you be paying to lower (buy down) the interest rate?

%

8. What other fixed costs (in dollar terms) are there? (such as an appraisal)

$
 
   
   
Acacia Financial Advisors, LLC
3204 Tower Oaks Blvd.
Suite 208		 • Rockville, MD • 20852-4250
Phone: 301-881-9888
Toll Free: 888-606-6888
Fax: 301-881-9887
• advisors@AcaciaFinancialAdvisors.com

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Securities and advisory services offered solely through Ameritas Investment Corp. (AIC). Member FINRA/SIPC. AIC and Acacia Financial Advisors, LLC are not affiliated.  Additional products and services may be available through Acacia Financial Advisors, LLC that are not offered through AIC.

Representatives of AIC do not provide tax or legal advice. Please consult your tax advisor or attorney regarding your situation.